Javier joined bgbgin 2013 and is currently a partner in the Financial, Banking, Fintech, and Regulatory Compliance practice in Mexico. His practice focuses on providing strategic advice to financial institutions, fintech companies, and technology firms in highly regulated sectors, with a particular emphasis on fintech, payment methods, digital banking, financial infrastructure, and virtual assets.

He has been recognized as a Leading Partnerby The Legal 500 in the areas of Compliance and Banking & Finance (Fintech), standing out for his ability to structure and implement innovative regulatory solutions for financial and technology business models.

He has extensive experience advising domestic and international clients—including banks, card issuers, aggregators, fintech companies, and technology platforms—on the design and implementation of models related to payment processing, card issuance, acquiring, digital wallets, electronic transfers, and payment system participation schemes.

In addition, the firm provides advice on authorization processes with financial authorities, as well as on the design of regulatory compliance strategies and anti-money laundering programs, particularly for models that involve multiple participants in the payment chain.

His practice includes the legal structuring of innovative models within the fintech ecosystem, including virtual assets, the operation of exchange platforms, blockchain-based solutions, and frameworks for accepting cryptocurrencies as a form of payment in Mexico.

He has participated in high-impact projects related to the entry of international financial platforms into the Mexican market, as well as in the regulatory structuring of business models within the digital payments and financial services ecosystem.