25 years
of experience
We have obtained
20+ Awards
Time in Mexico

FINANCE AND BANKING

About the area

At bgbg, financial and banking law goes beyond simply documenting transactions; it encompasses the structuring, negotiation, execution, and regulatory oversight of complex financial transactions and structures, particularly those that involve the interplay of regulatory, contractual, and market considerations.

We advise our clients throughout the entire lifecycle of a financial transaction: from structuring to closing, ensuring post-closing conditions are met, and addressing regulatory contingencies. Our approach combines technical expertise in the applicable regulatory framework with a practical understanding of our clients’ businesses and operations.

We have experience in domestic and international financing, complex credit structures, restructurings, banking regulation, the securities market, derivatives, and fintech models, advising financial institutions, companies, investors, and participants in the Mexican financial system.

Clients and industries

We advise national and international banks, banking and non-banking financial institutions, credit unions, brokerage firms, insurance companies, investment funds, securities issuers, financial groups, SOFOMES, fintech companies, and investors involved in financial, banking, and securities transactions in Mexico.

We also work with companies that, while not financial institutions, are involved in financing transactions, securities offerings, restructurings, or business models with a regulated financial component, as well as with international clients seeking to structure or execute transactions in Mexico.

Main Services

Structured Finance and Credit Transactions

Legal counsel on the structuring, negotiation, and documentation of credit transactions, structured finance, syndicated loans, project finance, and asset-backed transactions. This includes the negotiation of credit agreements, security interests and personal guarantees, security trusts, and other hedging mechanisms, with attention to the applicable regulatory requirements of the CNBV, Banxico, and the SHCP, including structures with multiple creditors, complex guarantees, and coordination with local and international participants.

Debt Restructuring and Special Situations

Advising creditors, debtors, and investors on debt restructuring, refinancing, renegotiation of terms, and special financial situations. This includes structuring out-of-court agreements, amending contracts, and providing support in bankruptcy proceedings involving significant financial components, particularly in scenarios of financial distress that require negotiated solutions that are viable from both a regulatory and operational standpoint.

Banking and Financial Institution Regulation

Consulting services regarding the authorization, incorporation, operation, and supervision of financial institutions, including banks, regulated SOFOMES, brokerage firms, investment funds, and other entities within the Mexican financial system. This includes responding to requests, inspection visits, and supervisory processes before the CNBV, Banxico, the SHCP, and CONDUSEF, as well as the implementation of corporate governance and internal control frameworks aligned with applicable regulations, with an emphasis on managing supervisory processes and addressing regulatory contingencies.

Stock, Bond, and Capital Markets

Advice on securities transactions, including public and private offerings of debt and equity, securities structuring, placement programs, and disclosure requirements under the Securities Market Law and CNBV regulations. This includes advising issuers, intermediaries, and counterparties on the documentation and execution of transactions in the Mexican market and in transactions with an international component.

Derivative financial instruments and structured products

Advice on the negotiation, documentation, and execution of derivative financial instruments, including master agreements under ISDA, CMOF, and AMIB standards, as well as structured products, swaps, options, and other hedging instruments. Attention to applicable regulatory and risk management aspects in accordance with the provisions of Banxico and the CNBV.

Mergers and Acquisitions with a Financial Component

Legal counsel on investment transactions, mergers and acquisitions in the financial sector, and transactions involving significant regulatory aspects, including legal due diligence, structuring, contract negotiation, and obtaining regulatory approvals from the relevant authorities.

Fintech companies

Legal and regulatory advisory services for fintech institutions and innovative business models, including authorization processes with the CNBV, compliance with the Fintech Law and its secondary regulations, structuring of operational models, documentation of services, and support in interactions with authorities. Coordination with the Compliance department to integrate AML/CFT, KYC, and data protection obligations from the initial design of the model.

Cross-border transactions and international financing

Advising domestic and international clients on the structuring and execution of financial transactions with cross-border elements, including international syndicated loans, project financing involving foreign participants, and the adaptation of global structures to the Mexican regulatory framework. Coordinating with international teams and addressing issues related to applicable law, the recognition of security interests, and local regulatory requirements.

Testimonials

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Clients are quick to praise the firm, saying enthusiastically: “The service they provide is highly satisfactory. They understand the client’s needs and have a good sense of urgency.”

Chambers and Partners Latin America 2020 client feedback on the Banking & Finance Department
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“The service is of a very high standard; they are very thorough and up-to-date on all matters, and the partners are always available and deliver on time.”

Chambers and Partners Latin America 2020 client feedback on the Compliance Department

Our team has extensive, hands-on experience in the Mexican financial market and works closely with clients to structure and execute complex financial transactions, anticipate regulatory risks, and ensure their efficient implementation.

We understand that legal certainty, speed of execution, and effective risk management are key elements in the financial sector; therefore, we offer business-oriented advice that enables clients to operate with confidence in demanding regulatory environments.

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